Normally, your brokerage house should be screaming at you if you don’t take it. They know how old you are, and how much is in your IRA, so they will unleash a stream of warnings.
You also have to take a RMD from non-sposal inherited IRAs, both regular and Roth, regardless of your age. If you inherit an IRA, you should study the rules carefully. You can make them work to your advantage to maximize the income you receive.
I inherited an IRA from my dad - the brokerage just automatically sends me a check every November for whatever they calculate my RMD to be for the year.
One of the interesting aspects of this is that it has to be a percentage of your tax deferred accounts not a percentage of each account individually.
What I did is, I withdraw an amount from several accounts over the year. I have a third account which generates enough income to cover its share plus the difference incurred by under with drawing from the other accounts.
The Funds yell about it but its legal.