Tax credits don't cost anything. That's RATspeak. You sound like a denizen of the Taxation Committee.
Replacing one crazy expensive, ineffective plan with another is hardly an improvement.
Good thing nobody is proposing such a thing.
This model is the style of public policy structure that resulted in the "low premium/good benefits" states maintaining that status among the "50 state laboratories" prior to the ACA disaster.
It's not rocket science, it's neither new nor untested.
Tax credits cost a lot. Either in reduced revenue from those who apply the credits against what they owed in taxes before. Or, in the case of those who don't pay any income tax, a government subsidy of up to $3000 per person. Add to that the $1000 per person to start the HSA. And the $1,500 per small business to offset their administrative costs. And the billions in subsidies for high risk pools. And the other expenses. Pretty soon you're getting into Obamacare money. And will this provide better insurance at lower cost? That remains to be seen.
Good thing nobody is proposing such a thing.
Dr. Price could very well be proposing just that.