[Mr. Douglas]

Don’t pay it, don’t get coverage...what are they going to do?

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If you never get a tax refund (I intentionally underpay in withholding), there is nothing they can do. It’s written right into the law.

Of course, if I EVER do find myself in a situation where I deserve a refund, they can deduct all of the penalties owed up to that point. Fortunately, I’m still protected by the 8% rule.

[TheTimeOfMan]

My wife and I cancelled coverage last year. We have saved around $35k already.

We are part of a legal medical coverage co-op. Extremely low rates - vastly better coverage.