I talked to a woman a couple of weeks ago, that wants to go back to work, but it doesn’t make sense. Says she will face $1800 a month premiums and lose Tenncare. She’s facing 3 follow up surgeries due to an accident. On Tenncare they are free. With Obamacare and $1800/month premiums she’ll have a 20% copay for the surgeries.
If she is older than 55 estate recovery maybe an issue..