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All the smart, old money built on the side of the hill in SF. No problems with Earthquakes, flood, sinking (or in the old days, disease).

The geniuses built on LANDFILL without sinking the piles to bedrock! Good luck with that.

[Dennis M.]

I know some smart old money on the side of the hill in Berkeley that is right next to the Hayward fault. It will not be pretty.