“Most people on SS get paid far more over the span of their retired lives than they EVER put into it.”
Think again. My brother died at age 58. He paid into SS from age 16 until he died and never got a penny. My husband died at age 64. He paid into SS from age 16 until he died and never got a penny. I also paid into SS from the age of 16, and I do not feel guilty getting a SS payment every month. I will never receive as much as my brother, husband and I combined paid into the system.
MOST recipients get more than they've paid into the system. Most, most, MOST!!!