I’m refinancing right now. Rates are pretty good, but since mine includes a lot of undeveloped land, it is under different rules. i.e. it would be even cheaper if it was a standard home on a lot.
I’ve got a pretty good rate now, but keeping my eye on actions of the “not so federal” reserve. Just cannot believe they will raise interest rates. The economy now is just barely dragging along, an interest rate hike could potentially throw the markets and or economy into a tailspin.