The insurance companies ain’t charities. They need to make money and maximize value, or else their shareholders will dump them. Good news that “better” insurance companies drop out... I’m sure third-rate crappy ones will try to take its place. The whole thing needs to implode. No more freebies.
state laws and blues require risk reserves and that is not an easy startup threshold. there is no money in the individual market as it is now corrupted by obamacare. for a blue this is a big deal.