[plain talk]

As I understand the articles ... Some widows could double dip .. their dead spouse's SS and their own from their own working contributions and now you can just get the higher of the two I'm not sure I'm 100% correct, but that's what it reads like to me

That's right. It gets rid of some of the tricks people would play. Most people don't even know about them. Financial planners are always touting them. Has no impact on most people.

[DugwayDuke]

plain talk wrote: “That’s right. It gets rid of some of the tricks people would play. Most people don’t even know about them. Financial planners are always touting them. Has no impact on most people.”

And, like a lot of tricks financial planners tout, they don’t always work out. Like deferring social security until age 70 to get a higher benefit which only works out if you live a very long time. Otherwise, you lose.