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To: SeekAndFind

Actually SS will pay two benefits if both spouses have enough credits from their own work history. It will also pay benefits to disabled children independent of parents work history.


54 posted on 05/03/2016 9:45:27 AM PDT by jwalsh07
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To: jwalsh07
Actually SS will pay two benefits if both spouses have enough credits from their own work history.

That hasn't changed. What was changed: a once obscure strategy that became popular for married couples:

  1. Spouse A files for benefits, starts receiving them.
  2. Spouse B files for benefits, then suspends them until later.
  3. Spouse B receives spousal benefits, based on Spouse A's benefit.
  4. Spouse B eventually resumes their own benefits, at a higher monthly payment (since they waited longer to start).

I may have not have the exact details, but that's the gist of it. There were websites that would take all the information for both spouse's, and run through a simulation of all the possible scenarios and give you the one that yielded the largest total benefit.

59 posted on 05/03/2016 10:58:29 AM PDT by justlurking
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