So how do we characterize people who have greater than average wealth, who insist that those with less money pay them entitlements?
That is the fact of a great many Social Security recipients. The money they put into the system was spent immediately.
Yes the money was part of a Ponzi Scheme. Yes, many are victims of that scheme. But so are the people who had no say in the system that are being destroyed by the taxes and spending that it requires.
But this is what happens in “democracy” where the majority demands that more and more of limited resources be given to them. It is unsustainable.
The problem with your reasoning is in the first sentence. Recipients are getting back what they paid in. The solution is to privatize the system and make it optional. That way, you don’t pay in you get nothing back. The problem there is the low wage earners will complain the govt is in incompassionate. What you are looking for is redistribution of wealth.