28 years, 75 years old, healthy, wife 63, healthy.
Pay off mortgage and then we both die early...wasted the money paying off a house soon. Live long and faced with paying mortgage when no possibility of earning extra money with part time work.
Couple years ago we had a buyout offer from a former employer vs. later monthly retirement and decided to take it and pay off our mortgage even though the tax implications for that were poor. We just decided we weren’t going to get rid of all of our debt before retirement any other way. Now we’re working on everything else as I’m still working full time at 60 and she is babysitting and receiving a couple minor pensions and social security at almost 68.