Most adults don’t own their home’s
Mortgages are evil.
Mortgages are most certainly not evil. When not abused by idiot Presidents and community organizers they were the single biggest contributor to a nation where almost any middle class worker could afford to buy a home to raise a family in.
Families who rent a home pay far more out over time than the interest and taxes on buying with a mortgage. Over the long term if you buy in a decent place to live the increase in value of your property far outstrips the mortgage interest, basically allowing you to collect all of the capital gains on an asset that the bank owns most of during the first 10 years or so.