From what I’ve read, anywhere from ~66% to 80% are receiving the additional silver plan cost sharing subsidies. If they have chronic conditions, they would know to switch plans during open enrollment. They have an incentive to keep track of it. If your healthy, maybe not so much.
Thanks - I haven’t kept up with this aspect of O’care, just read some stuff a good while back & they were talking about people being quite surprised when their bills for the next year would be higher because the ‘base plan’ had changed & subsidies were calculated on that. What a mess .... way too complicated.