Basically, you don't have any health insurance. What you have is an expensive financial burden mandated on you by the Tyrant-in-Chief.
I am a healthy person. One annual gyno visit, one mammogram, and one endocrinologist appointment is the only medical treatment I have all year long. And I certainly don't have $6K sitting around to meet that deductible if something catastrophic happens.
How hard is it to opt out of this stupid noninsurance anyway?