My take is that governments are good and we need them to keep order. At the same time your point is paramount that we also need people creating businesses and trading goods on their own to suit their own needs and not having to buy and sell so as to support some union thug who’s too lazy to work for a living.
My experience is that we need the absolute minimum of government to keep order. After that it creates chaos. I am a big believer in spontaneous order and open markets. I’ve seen them work again and again to mitigate everything from fraud to total loss.