[dfwgator]

And money saved in your 20s is going to result in a lot more money in retirement than money saved in your 30s.

[sparklite2]

Absolutely, although I didn’t start to save until I was in my early forties. The dot.com bubble put my 401k on steroids (Thank you Janus Twenty).

[kvanbrunt2]

And money saved in your 20s is going to result in a lot more money in retirement than money saved in your 30s.
compounding interest only works when there is interest otherwise no and if there is inflation over the interest then double no.