What BS. I definitely am not happy. I am paying multiple times as much, my deductable has jumped by 4x, and it is a continuing mess. Everyone I know or meet, when the topic comes up, they have similar experience. ObamaCare is an epic failure, bankrupting the middle class, enriching insurance companies. No wonder GOPe isn’t working harder to repeal and replace.
Unlike my old individual policy, my new policy counts prescription costs and general doctors visits against the deductible. On all of our old policies... scripts were a set fee for generic, either $15 or $30.... General practitioner visits were $35 as they were considered wellness care, and specialists were $50.
Now you have to pay down the deductible first... before getting to pay a lower patient rate.
I;ve also noticed that even generic drugs that haven’t been approved for a specific treatment cost a whole lot more... my daughter has Crohns, but cannot tolerate one of the steroids that she sometimes has to take. On our old policy a generic alternative was easily substituted... this is no longer the case without paying triple the cost.