My bank just recently started making you show your ID when making a deposit, whether cash or check. And if you ask someone else, like my daughter, to make a deposit for me, they won’t let her do it because she doesn’t have an account with the bank and she’s not on my checking acct. I’m about to change banks.
That’s why the smart money is in offshore accounts. I have hated banks for years. Of course, I also hate the government.