How is equating you with people with whom you agree to be construed as ad hominem? I mean, you’ve self-identified with them.
I suppose it would be like you self-identifying with people who know next to nothing about the financial crisis. Actually I am not much different than ex-Texan, another FR poster who was warning about the coming crisis in the housing market long before it happened. I don’t remember you being one of our little band.
But I could be wrong and maybe you are an expert on the crisis. I’m sure you could tell us about the role of the Gaussian Copula Function in the whole matter. Or John Paulson’s Magnetar funds. The Community Reinvestment Act’s application to non-depository financial firms and pure mortgage lenders. The rise of the independent mortgage broker funded by warehouse loans. Feel free to address any of them, I’m sure we will learn a lot from you.