The medical sharing ministries are a clearly defined exception written in the law. Plus all are Christian or Christian related. There is nothing that would prevent Cruz from joining one and they’re cheaper than compliance with deathcare in many/most instances.
No, this is a political move. Ted isn’t showing his cards yet, nor would I expect him to.
I’ve heard of some of those...is that where they pool money and pay for expenses of members? I’m surprised they were permitted to be ‘legal’ in ObamaWorld.
But, it means you are probably right about the card game. Texas hold ‘em? :>)