Moral of the story is “DON’T BITE OFF MORE THAN YOU CAN CHEW”.
Be careful with that; young people today have learned that lesson well, and most will never bear children (and therefore never need a house). While it is of course sound advice, the fact is that we are importing Third World populations because Americans have become completely risk-averse. Can’t say I blame them, but understand the consequences of that mentality.
This.
I get angry when I hear the likes of Rush Limbaugh saying that "everyone should be an entrepreneur" or "everyone needs to reinvent their career every five years".
People who think they will have to do that are overwhelmingly not people who tend to marry, start families, and put down roots in a community.
If we can't figure out a way to provide stable jobs to those who are willing to work hard, conservative family values are basically toast.