I'd guess lawyers.
Just remember: When you open up a retirement account (IRA, 401K), the .govs are your counterparty, and that counterparty absolutely cannot be trusted.
I stopped contributing to my 401K a long time ago. Screw that.
A couple of years ago I retired and converted everything to cash. Not making anything on it but i don’t trust any of them.
No one was more aware of that than the Founding Fathers. That is the main reason for the Second Amendment. If they manage to emasculate the Amendment they will be in total control and "we the people" will be helpless!