[T Ruth]

The goal should be to owe as much as possible on April 15th without having to pay a penalty.

You are exactly right. I often have wondered whether it would be worthwhile to post something to teach people how to fill out W-4's so as not to have excess withholding.

[Hardens Hollow]

“I often have wondered whether it would be worthwhile to post something to teach people how to fill out W-4’s so as not to have excess withholding.”

Good luck with that!

I find mist don’t even have a clue what tax bracket they are in, nor the ability to understand it when explained to them.

If course, if you’re talking here on FR, they’d get it, no problem.