[Svartalfiar]

Been debt-free for almost 10 years, and I’ll never look back. I have more liquid income than I can use, and my investments look quite purdy. I’m only in my mid-30s.

Very nice! I haven't really taken the time to look too much into investments (I really need to), but I at least have a bit in my 401k from work. Then I'll use my credit card just for the points on some purchases I make anyway, but it usually gets paid off at the end of the month. And I'm only 25 :)

[rarestia]

Had too many bad experiences with the bloodsuckers at Capital One when I was in college. I vowed to never have another card, and I’ve stuck to it. You don’t miss it after a while and never have to worry about overspending.