Not just out-of-pocket premiums, but our deductible and co-pays have gone up as well. If this was a car warranty, they would be basically giving us free oil changes and expect us to pay for everything else up to $10,000. Then, they’d sell us a lemon and expect us to be happy about it because of all the gas money we were saving because we could no longer afford to drive it.
Yes. My 12K (approximately) includes prescriptions and co-pays.