Amazing childish thinking or subterfuge by Gruber: “...the bills also deliver enormous benefits to the privately insured. Americans who previously purchased insurance in an overpriced, unpredictable nongroup insurance market will have the ease and certainty of buying through an organized marketplace where insurance loads are lower, prices do not vary according to health status, and preexisting conditions cannot be excluded from coverage.”
As Rush points out, that is NOT insurance, it’s another welfare program which will be subject to all the ordinary political forces that drive every welfare program as the pols curry favor with their further Balkanized voters.
I’ll go with subterfuge.