Really? Based on what?
You should 'bargain' with your doctor or shop around. Cash is always king.
You can already shop around. There are any number of websites that will compare costs for common procedures in your area. But if you have a heart attack or are in a car accident are you going to hold off treatment until you do your due dilligence?
Free markets. Subsides have been keeping prices high. You know that.
You can already shop around. There are any number of websites that will compare costs for common procedures in your area. But if you have a heart attack or are in a car accident are you going to hold off treatment until you do your due dilligence?
Good. You already know to shop around and get the required catastrophic insurance to cover your worst cases and have something else to pay as needed.