Cuban leaf: “My employer pays 90% of my healthcare premium costs. Remove that and my insurance costs go up my hundreds of dollars each month. Why should I be happy about that?”
Hi, I have worked for large companies and small ones. I have worked for myself for a while.
I never let one, single company pay for my health insurance. I, instead, negotiated a higher salary and paid for it myself.
Why?
Because when I left that company I still had my health insurance.
Also - I would get them to quote me the plan and rate they were offering. In every, single case I could get the same plan for less. Until last year when ACA really kicked in it was always VERY affordable.
Allowing someone to OWN your health insurance is very dangerous. In my opinion.
That’s me exactly. I remember when I started contracting in IT back in the mid-1990’s. I could get $55 an hour, straight time, including overtime hours, Or I could get $50 an hour with “marginal” health insurance, a few sick days, etc.
I went for the raw hourly rate every time. I got my family $5,000 deductible insurance and it stayed with me no matter who I was contracting with. And one day my daughter broke her arm. All of it was paid for out of pocket. The entire bill was $275.