“Remove health insurance from the employer and, over time, the cost will re-center. That is, the cost will reflect the fact that the people using it are the people paying for it. You may find that instead of paying 10% of $1,000 a month ($100), you are paying all of $400 a month (the new centered price), but earning $300 a month more.”
It would be interesting to see but I’d be surprised if it just stabalized at current levels. A significant drop seems unlikely unless something drives costs to crater.
A significant drop seems unlikely unless something drives costs to crater.
The reason prices have done what they have done for the last several decades is, in part, because the market has not really been “free”.