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If memory serves me correctly, it seems to me in 2010 my company's insurance carrier at that time, and maybe industry wide, delayed our yearly selection of plans until AFTER the election. The health care insurance industry was and still is so in bed with these fascists, it reeks to high heaven. I have two questions. One, how did we go from 30 million (debatable) uninsured who needed government's help to 350 million (more if you count ILLEGAL immigrants)? Second, why did the absolutely spineless so called Representatives not DEMAND that the law be executed as written and all these waivers and postponements be nullified so the real costs are determined? I also think that health care costs should be announced in August of September of every year and the new levels start in October, just like the Federal government's budget. After all, it is a FEDERAL PROGRAM.