The other thing to watch out for is traveling to areas that could quickly see their h.c. system crumble if there is any kind of panic. I don’t think S. Africa qualifies (I was impressed when I went there recently), but in general it is a good thing to consider when traveling. You don’t want to have a simple accident turn into a life-threatening situation because the hospitals are closing their doors because their staff is all at home.
Good point and that can happen here, too.