Did the bleeding hearts who wrote this ever stop to consider that if it wasn’t for this method of protecting the investors who loaned her the money that she may not have ever been able to purchase a vehicle in the first place?
You win the prize for the best analysis of the situation.
She has trapped herself. Way back when, she may have been able to afford a car with normal payments and no device. But, she demonstrated that she was not in any shape to handle this responsibility.
I have known people with her mentality. In years gone by, they would have just taken off for another state. Lender loses out. She disqualifies herself from getting another loan, ever.
Technology saves the day. She now has to obey onerous restrictions, but can have a car. Who would believe she can somehow make herself the victim in this story?