I’m in the latter category.
I think about it a lot, but I don’t know what to do, if anything.
I’m in my mid-to-late 40s. Have a modest nest egg invested in growth stocks because I don’t expect to retire until I’m in my 70s. A lot can happen in 30 years, but the 401(k) is hard to pass up due to company matching (100% gain on initial investment).
I can’t touch the money unless I quit, so my only real alternatives are what funds to invest in. My choices are stocks, bonds or money market. If the stock market crashes, are either of the other two alternatives going to be in any better shape? The only reason I’m in stocks at all is to try to hedge against inflation. I’m certainly not making any “real” money in terms of purchasing power.
I can’t touch the money unless I quit, so my only real alternatives are what funds to invest in. My choices are stocks, bonds or money market. If the stock market crashes, are either of the other two alternatives going to be in any better shape? The only reason I’m in stocks at all is to try to hedge against inflation. I’m certainly not making any “real” money in terms of purchasing power.
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