No deductible, no out-of-pocket for medical on workers compensation claims. Though most school plans seem to have remained at low deductibles and co-pays maybe theirs changed. I’d check to see the percentage of employees with legal representation, those filing claims for injuries on Mondays, injuries with no witnesses, and see if there is there is a pattern of the doctors and lawyers involved.
Some Dem doctor who’s spouse works for school board would be my guess.