Yes, I figured that was why they weren’t set up to take credit cards at the former location - I have no idea if they got some kind of agreement with a bank to waive the fee or not. Do banks also charge for debit transactions? I ask because we stayed at a charitable location when a family member was in the hospital and instead of putting the charges on a credit card (which would cost the location the fee), I used my debit and discussed with the worker on site - she thanked me for considering that fee (we were there for a month so it wasn’t just one fee). But if the bank charges for debit then I didn’t do them any favor
Debit cards using a PIN are charged the least fees.
When a website disables all “know your customer” form of identification, that website pays the highest fees. Very high fraud liability.
Which is why the forces of O’ disabled all identity checks for the last two elections.