Reminds me of a conversation I once heard in the ER(paraphrased):
When my child is sick, I will do anything to get them well.
Would you pay for their treatment?
Hell, no. I got too many other bills to pay.
Well, I paid out close to $120,000 in my own money. Insurance simply doesn’t cover everything. Our insurance company has paid close to five million for our families great good fortune over the last five years. For some people that may be nothing. For us it was everything we had saved since I was in high School. No More.
It is not a matter of willingness to pay. In most instances you simply can not. They are also not as willing as people might believe to a payment plan. Even if they where, some of their pricing is ridiculous.