Just curious, why are these needed if people can get a checking account with a debit card?
I have great credit and love my chase MC personally, pay it off every month and they treat you like a king, gives me cash back.
I always laugh when I tell them to put it in my account and they tell me I cant use it as the minimum payment. I tease them about it.
It seems that anyone can get a credit card cant they? But some people cant handle one.
Some people don’t want a credit card
The medical industry, and the insurance industry, disdainfully quiet during the Obamacare debate, will track all purchases.
They talked about it yesterday.
It was a news item.
I thought, oh, well, they’ll surely stop prepaid cards and cash, then.
government health care? really?
” why are these needed if people can get a checking account with a debit card?”
I think for online shopping and for travel, where the risk of identity theft is high (gas stations/convenience stores/shady hotel clerks). A debit card links directly to your funds and if the pin is discovered I don’t think there’s the same protection as a credit card where you have to sign.
Yep!
I’m a miles whore. I charge almost everything* on my MC and get my 2x rewards. I saved over $600 on my last trip to Italy by redeeming my miles.
Govt. wants to see my weekly grocery purchases? Here you go, stick it up your a*s. Want to see how much gas I buy weekly/monthly/yearly? Have fun, you tool.
I bought my iPad purposely with my AMEX card because it doubled the warranty on it for free. So, I saved money not buying or needing Apple Care. Thank you, AMEX**!
*Things I don’t want showing up, I pay for with ca$h. DUUUUHHHHHH!
**AMEX typically has better electronics warranty coverage than MC or Visa.