Just because you've paid people to put on a uniform, doesn't make them an army.
If they aren't willing to fight, they are not an army. The ISIS men are willing to fight, the Iraqi army is not. We will see if the Iraqi Shiites and Kurds can put together a real army before being overrun.
The Kurds have and have had an effective army for years and years. That’s why I’m saying, say hello to an Indepenent Kurdistan.