What does that even mean?
federal reserve notes only come into being via the sale of government debt instruments.
So what?
Your loan is largely an illusion
Your claim is an illusion.
debt instruments that will be paid for by the hard work of the US tax payers.
Treasury debt, absolutely. Every dollar in existence, ridiculous.
neither you nor anyone else could obtain a loan from a bank in any amount if federal reserve notes were not created,
Which doesn't make my car loan a liability of the Treasury.
fractional reserve banking. look it up.