Yep...There was some formula that calculated the result based upon what I needed...I liquidated (sold off stock) only what I needed for the treatment...If I come out with a balance it goes right back into the IRA, minus the taxes I have to pay overall, the tax rate was supposed to not be overbearing as the use of these funds has always been for something that is well documented and within the law...
I figured, I’d need about $700-$1000 tops to cover the $5K I needed to use for this procedure...For this particular reporting period...
Your response worries me. Some of what you are saying is not possible or irrelevant to IRAs ...get pro to review transaction.