I agree with you about the debt issue. I’m 57 and work full time for a generous Jesuit organization. When I bought my house I financed it for 10 years so I only have 8 years left. My car will be paid off and I have no credit card debt - refuse to use them. I will have a bit of a pension and am trying to save a nest egg for home repairs, etc. It’s in God’s hands :)
It helps me when older people share their stories. It gets me thinking as well. I think things have a way of working out. God can do wonders when he's asked.
As for the men making snarky remarks, who cares? They have no idea what women do, they really don't. But I do! I respected my mother's choice to work part time and raise her kids full time.
I think a lot of women my age who were all caught up in the I can do it all mentality are going to have a rude awakening someday soon. I was lucky, I married late to a wonderful fiscally responsible man. It helps a lot, but you ladies have already gone through so much in life. You'll figure it out, I know it!