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For a large part of my adult life, I have been a stay at home mom. I have two college degrees and worked before my kids and on and off from home now that they are teens. This was a decision my husband and I came to as it was the best for our family, and his job provided more money, more benefits, and more flexibility. Not because he was a man but because of his degree, experience and skill set. My experience and skills also can more easily be used in a career I could have from home.

With that being said, we planned for retirement with both of us equally
covered. My husband has much more life insurance on him, our retirement savings and accounts are equally both of ours, and he has a pension he can begin collecting on when he can retire in 4 years that I am “half owner” of.

So we’ve done what we can do to ensure the best for our retirement,
hopefully together for a long time, but later for the one. It was about
choices and we would of had more for retirement had I worked f/t all those years. But we think we got and gave something money can’t buy with me staying home.

Now if there was ever a divorce, husband would probably complain to the
world how I “am ripping him off” as he “worked”. Oh, trust me, I worked! And I protected myself. But after nearly 20 happy years, I think we did the best possible. If I had been making more, husband would have stayed home.