$4 million in tax free munies at 5% is about what $200,000 per year? I could live la vida loca on that.
You rock!!
Lot's of people don't think like that....
And some people $200K a year won't cover their expenses.
It's all relative to how you live, where you live...etc.
You know....some people think $80k a year is great money. Some need $80k a week...to make it. I know people that have made $110K in one day...........
FWIW-