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In the DC metro area, a $70K family income is well below the average. Even in Prince George's County (which is well below the rest of the area).

PG County: $73K

Montgomery County: $93K

Howard County: $108K

Charles County: $93K

Anne Arundel County: $86K

Calvert County: $92K

St Mary's County: $85K

Frederick COunty: $83K

Fairfax County: $109K

Arlington County: $102K

Prince William County: $96K

Loudoun County: $122K

Only in the district itself (with all of the welfare folk) is $70K above average.

The point is: it depends upon where in the country you live. With high average incomes like I showed above, the costs are equally high...

Hate to say it, but her tips actually seem pretty sound to me.

(Not that I approve of her living with her BF or anything, but any couple whose income is cut in half must make adjustments in lifestyle...or face the consequences)