When a friend’s policy was cancelled she signed up with Obamacare. Then Obama said she could keep her policy for another year. She spent three solid days on the phone to get Obamacare cancelled. She was told that the system didn’t allow for cancellations and there was no method to do so. She finally changed her bank account to a different bank as the bank told her they could not guarantee they wouldn’t honor a debit request against her account by the government.
The carrier did finally get her cancelled.
She needed to change banks also. She should have informed them loudly and firmly personally in the bank that if they paid anyone out of a closed account they could bite it themselves.