For the record, twenty to thirty grand would be riches for a guy like me (aiming to become an EMT and/or Firefighter, both of which pay about that much), but then again, I have no interest in having kids and am generally paid up on everything (own the house and the car except for paying the government protection racket bill every year), so perhaps it would be hard for a family.
Then again, there once was a time where families were formed AFTER all involved could afford it, not formed on the belief that someone else would pay for it.
SERIESLY? Welcome to planet Earth. hmmmm...I see that your visa has expired...