Premiums are what chumps pay. The 80% that are ARE getting subsidies.
They can’t afforded the premiums WITH the subsidies.
Remember for the most part health insurance is NEVER USED. A dr. visit is standard for most people every year and many never go to the doctor unless they are actually ill, very ill or very injured.
SO people who never had a premium payment are somehow supposed to afford one now. How? They couldn’t afford a simple catastrophic plan in the past and those are dirt cheap.
By the third payment, they will stop paying. Too much money out for the benefit they will receive.