these deductables are essentially the same as no insurance at all.
we have a tax with zero benefit to the buyer.
That brings me to a point I always make that the GOP isnt allowed to,
Recall the main political argument for a personal mandate was the uninsured sticking hospitals (and us) with their emergency service bills? (mandated by federal law)
Well a mandate that allows high deductibles does nothing for that problem, its like allowing auto-liability insurance with large deductibles.