Shouldn't tort reform have lessened that risk? Eliminate the risk of a multi-million dollar payout from a malpractice suit then you greatly reduce the need for CYA medicine. So states like Texas should have fewer unnecessary tests and, consequently, lower insurance premiums. They do have lower malpractice insurance costs but healthcare rates have increased at the same rate as other states.
The kind of tort reform i’m advocating is much more radical than anything going on in Texas. Read that first section of my original post here again.